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SC.01 · HIGH-SCALE FINTECH & DISTRIBUTED SYSTEMS

Architecting high-throughputmicroservices & resilientfintech platforms.

Full Stack Engineer with 4+ years of experience specializing in Node.js microservices serving 2,500+ TPS, RBI-compliant OTP/TOTP authentication, and enterprise React/Next.js dashboards for tier-1 banking workflows.

RBI-Compliant RFC 6238GCP & AWS ECS FargateReact / Next.js Batch Topper
01 · Metric
0+Banks

Client & Merchant Onboarding

KYC validation, Auth & Notification partners

02 · Metric
0K+Users

Onboarded per Partner

KYC state machines · Aadhaar / PAN

03 · Metric
0msOTP

Stateless Verification

RFC 6238 HMAC · zero DB I/O

04 · Metric
0%Faster

OTP Auth Latency

Stateless TOTP enables horizontal auto-scaling

RBI 2FA Compliant
RFC 6238 TOTP
Stateless HMAC Auth
Audit-Grade Trails
99.99% Uptime

Bridging the Gap Between Scale and User Experience

I am a full-stack engineer specializing in high-throughput Banking-as-a-Service (BaaS) platforms. My core expertise lies in building mission-critical distributed systems—from robust KYC onboarding engines used by Tier-1 national banks, to multi-tenant OTP and notification services that power secure transactions for top payment aggregators and thousands of merchants.

Currently Exploring: LLM Applications, RAG Pipelines & AI Agents
SC.02 · THE OPERATING SYSTEM

Multi-Bank Trust Infrastructure

The shared layer behind OTP & 2FA, KYC onboarding, and multi-channel notifications — serving NSDL · IPPB · Kotak · CBOI.

React Dashboards
Admin & merchant UIs
Merchant Portals
300K+ active users
Notification Dashboard
500+ templates · 20+ providers
GCP Cloud Load Balancer
CloudFront CDN · Route 53 · TLS termination
GKE · CLUSTER-FINTECH-PROD-01
STATELESS
Auth & TOTP
Stateless HMAC · 18ms
KYC State Machine
Aadhaar · PAN · Biometric
Notification Engine
Novu · GCP Pub/Sub
OAuth & JWT Auth
B2B2C API Infrastructure
DATA & STATE TIER
PostgreSQL
Audit · multi-tenant KYC
MongoDB
Session · onboarding state
Redis
Cache · rate-limit queues
GCP Pub/Sub
Event bus · rate-limited
S3 Secrets
AWS CDK runtime inject
STATELESS TOTP PATH

HMAC-SHA256 token verified directly in the auth pod — 18ms round-trip with zero PostgreSQL / MongoDB / Redis I/O. Every other request flows to the state tier for audit-grade records.

THE ENGINEERING THESIS

Backend systems that hold at peak load — robust KYC onboarding, stateless OAuth & JWT, and notification engines that never flinch at 2,500 TPS.

Every system is designed against one question first: what happens at ten times the traffic?

SC.03 · FLAGSHIP SYSTEMS & ARCHITECTURES

Selected Case Files

Real-world microservices, high-throughput banking integrations, and cloud infrastructure engineered for resilience and speed.

6 Production & Open Source Files
01 / 06AWS Deployed
Fintech KYC & Compliance Platform

TrustOnboard

Institutional Multi-Step KYC & Risk Onboarding Platform with AWS CDK Infrastructure

Automated AWS CDK DeploymentsZero-Downtime
React.jsTypeScriptNode.jsExpress.js+7
Flagship ArchitectureOpen Case File
02 / 06In Production
High-Availability Security Microservice

Stateless TOTP & 2FA Service

RFC 6238 2FA Microservice slashing Auth Latency by ~60% via Stateless HMAC Tokens

Authentication Latency~60% Lower
Node.jsTypeScriptHMAC-SHA256RFC 6238+4
Security CoreOpen Case File
03 / 06In Production
Distributed Event-Driven Architecture

Multi-Channel Notification Engine

Centralized Multi-Channel Alert Platform cutting Template Maintenance by 40%

Engineering Template Overhead-40%
NestJSReact.jsGCP Pub/SubNovu SDK+4
Event-DrivenOpen Case File
04 / 06Open Source
Microservice Framework & Architecture

Enterprise Layered Node.js Boilerplate

Clean Architecture Microservice Starter with Multi-Database Repositories

Generic Repository LayerMulti-DB
Node.jsExpress.jsTypeScriptPostgreSQL+4
Architectural PatternOpen Case File
05 / 06In Production
Fintech Systems & Device Management

High-Throughput Banking & Merchant Portal

Mission-Critical Banking Operations Dashboard serving 300K+ Active Users at 2,500+ TPS

Peak Transaction Capacity2,500+ TPS
React.jsTypeScriptNode.jsGCP Kubernetes+4
High-Throughput ScaleOpen Case File
06 / 06Internal System
DevOps & Engineering Productivity

SDLC & Workflow Automation Pipeline

Automated Jira-to-Jenkins CI/CD Pipeline & QA Documentation Sync via n8n

Release & QA VerificationAutomated
n8nJenkinsJira APIObsidian+3
Developer ExperienceOpen Case File

Need custom architecture review or technical advisory?

Deep dive into system topology, data isolation, and low-latency auth protocols.

Discuss System Design
SC.04 · TECHNICAL UNIVERSE & DOMAINS

Skills & Engineering Matrix

Specialized expertise in high-throughput backend microservices, distributed data architectures, and enterprise React/Next.js frontends.

DOM.01

Core Stack

The primary technologies I use daily to build full-stack web applications and services.

Node.jsBackend
TypeScriptLanguage
React.jsFrontend
Next.jsSSR/SSG
Express.jsAPI
PostgreSQLSQL
MongoDBNoSQL
Apache CassandraWide-Column
DOM.02

Backend & Architecture

Design patterns and systems enabling high-throughput and scalable distributed applications.

MicroservicesArchitecture
REST APIsDesign
gRPCRPC
Event-driven SystemsDesign
RedisCaching
WebSocketsReal-time
DOM.04

Cloud, Containers & CI/CD

Cloud-native deployments on Google Cloud Platform and AWS with Docker containerization and automated CI/CD pipelines.

Google Cloud Platform (GCP)GKE / VM
GCP Pub/SubMessaging
AWS (ECS, Lambda, S3, EC2)Cloud
AWS CDKIaC
DockerContainers
KubernetesOrchestration
Jenkins CI/CDAutomation
GitHub ActionsWorkflows
FirebaseLive Alerts
DOM.05

Security, Auth & Quality Assurance

RBI-compliant authentication, cryptographic token generation, and comprehensive automated test suites.

RFC 6238 TOTP / OTP 2FASecurity
HMAC-SHA256 Stateless AuthCrypto
OAuth 2.0 & OpenID ConnectAuth Protocol
SSO (Auth0)Enterprise
JWT ArchitectureTokens
Jest & Jest-Cucumber (BDD)Testing
n8n AutomationProductivity
SC.05 · CAREER JOURNEY & PROOF

Engineering Experience

A track record of engineering scalable fintech products, high-throughput microservices, and leading full-stack implementations.

Software Engineer - II

Current Role
iServeu Technology
June 2023 – Aug 2026Bhubaneswar, Odisha, India

Core backend and full-stack contributor designing high-throughput fintech microservices, banking partner integrations, and merchant operations dashboards.

Engineered high-concurrency Node.js/Express microservices on GCP Kubernetes handling 2,500+ TPS peak banking transaction volume.
Built 2 greenfield React.js/TypeScript applications from scratch and scaled merchant dashboards serving 300K+ users per banking partner.
Architected end-to-end KYC verification state machines (Aadhaar, PAN, Biometric, Liveness) for major banking partners including Tier-1 Sponsor Banks and National Service Networks.
Designed high-availability RBI-compliant OTP/TOTP 2FA microservices; replaced Cassandra state-storage with stateless HMAC tokens to eliminate database I/O and cut latency by ~60%.
Constructed a centralized Notification Dashboard integrating Novu SDK and GCP Pub/Sub for multi-channel SMS/Email/Push alerts, cutting template updates by ~40%.
Developed hierarchical mATM device mapping REST APIs for banking correspondents, tracking 5,000+ active devices with Firebase real-time alerts.
Managed CI/CD pipelines via Jenkins/Docker, authored BDD test suites with Jest-Cucumber, and mentored a pod of 4 junior engineers.
KEY RECOGNITION & HONORS

Awarded Batch Topper in iServeu React/Next.js Training Program for building a full-featured SSR application.

Node.jsExpress.jsReact.jsTypeScriptGCP KubernetesGCP Pub/SubPostgreSQLMongoDBRedisDockerJenkinsJest-Cucumber

MERN Stack Developer

MAGTAPP Technology
July 2022 – May 2023Bhubaneswar, Odisha, India

Developed web frontends and cloud-backed ad-serving microservices across the M Plus digital content platform.

Developed responsive web interfaces using React.js, Next.js, Tailwind CSS, and Material UI.
Built backend REST and gRPC microservice APIs in Node.js and Express.js.
Integrated AWS Lambda, EC2, S3, and DynamoDB for media file storage and high-availability ad-serving workflows.
Conducted peer code reviews, optimized database queries, and debugged production issues to maintain high service uptime.
KEY RECOGNITION & HONORS

Awarded Employee of the Month twice (January 2023 & February 2023) for outstanding productivity and delivery.

React.jsNext.jsNode.jsExpress.jsAWS LambdaAWS S3DynamoDBTailwind CSSgRPC

Operation Executive – Trainee

INFOSYS Limited
February 2022 – July 2022Mysore, Karnataka, India

Completed rigorous enterprise engineering training in core Java, database management, and Spring Boot web services.

Completed comprehensive Java 11 & Spring Boot full-stack development curriculum.
Engineered Ekart e-commerce software module for customer and product inventory data management.
Mastered clean coding practices, object-oriented design, and SQL relational schema design.
Java 11Spring BootMySQLREST APIsGit
ACADEMIC FOUNDATION & CERTIFICATIONS
07/2016 – 10/2020

B.Sc, Information Technology Management

Ravenshaw University · Cuttack, Odisha

Information SystemsData Structures & AlgorithmsDatabase Management
Awarded Batch Topper

React & Next.js Advanced Engineering

iServeu In-House Academy · Bhubaneswar, Odisha

Top Score in CohortServer-Side Rendering & Next.js Architecture
HackerRank
HackerRank Certificate
HackerRank Certificate
SC.06 · RECOGNITIONS & PROOF
Batch Topper
iServeu React / Next.js Academy

Top score in cohort — built a full-featured SSR application.

Employee of the Month ×2
MAGTAPP Technology

January & February 2023 — outstanding productivity & delivery.

99.99% Availability
Production Banking Systems

Maintained through critical banking settlement windows.

CONNECT & COLLABORATE

Let's engineer something scalable together.

Open to high-impact full-time Full-Stack / Backend Engineering roles, fintech microservices consulting, or architectural advisory.

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